Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
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Helping you make confident insurance decisions.
At Ross Insurance Brokers Inc., we understand that choosing the right coverage can be complex. That’s why we take a thoughtful, commonsense approach by asking the right questions, listening carefully, and recommending solutions tailored to your individual needs.
A COMPLETE SET OF OFFERINGS
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Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period, a short-term health insurance policy might be your best option especially without a qualifying event.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government’s prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Dental Insurance
Proper dental care can be an important component of well-being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke, or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionally, some policies may pay a monthly cash benefit.
Grow Your Book with Us
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access top-rated carriers, competitive
commissions, and full back-office support?
At Ross Insurance Brokers, we partner with
agents like you to help grow your book and simplify your process.
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with more information on how we can work together.