A full-service agency helping you find the right coverage at the right price for every policy you need. Our experienced team does the hard work of comparing coverages so you don’t have to. We’re looking forward to serving you!

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Stephen Ross

CEO of Ross Insurance Brokers, Inc

I’m originally from New Zealand, where I began my insurance career over 20 years ago. Almost 10 years ago, I became a Dave Ramsey ELP because I could combine my desire to help people through their financial journey using the various insurances that Dave Ramsey recommends. My wife and I have 2 adult children and we are actively involved in our church. I especially love mentoring men through small groups, helping people with their small business, BBQ and biking outdoors.

Jessica Rodriguez

Jessica Rodriguez

Operations Manager

My drive for operational excellence comes from my passion for seeing others succeed. Understanding people’s needs and wants, and then helping to create innovative processes that make those needs and wants a reality, is something that fulfills me. My world revolves around my family. My favorite things to do with them are watching movies, having big family dinners and baking new recipes with my daughter.

Charles Dickens stated, “No one is useless in this world who lightens the burdens of another.”

Grace Ross

Grace Ross

Life and Health Insurance Advisor

I believe that the key to success is through kindness. Understanding what people need, hearing their situation, and finding a solution is what fills my heart! My goal is not only to build relationships with each client but to also help them get lasting results to help them feel successful over their own lives! I am a young professional seeking to build God’s kingdom through my kind acts towards others, and enjoy spending my free time with my service dog, reading books, or exploring the state of Colorado!

For an appointment with Grace, click here.

Dyan Karla Bacayana

Dyan Karla Bacayana

Operational Assistant, Data Analysis Specialist

I’ve learned through my experiences and I believe that it shows so much value in who you are today and will become in the future. I love watching true-to-life movies and documentaries about survival because it gives inspiration, realization, and learning.

John Krainer

Home, Auto & Life Advisor

I’ve personally been through FPU, I’ve taught FPU and now I coach people every day using Dave Ramsey principles. My experience as a pastor has given me the ability to translate feelings and frustrations to get them through the tough seasons. As you build your legacy, I’m building mine – spiritual and life lessons that carry on to generations. I can’t get enough of all things BBQ, including judging BBQ competitions. I’m also a virtual reality nerd, I enjoy snowmobiling, white water rafting and business podcasts. Nelson Mandela said “A winner is a dreamer who never gives up”.

For an appointment with John, click here.

Margarita Simeros

Customer Service Representative

I’ve been part of the growing Customer service industry since 2015 for Auto and Home Insurance. Resolving customer concerns, while understanding the root of the issue or need, is the basis for building trust. I look forward to assisting you, not only because you’re a customer, but because you’re part of our growing family! I believe in INSURANCE TO VALUE, making every penny count!

For an appointment with Margarita, click here.

Stephen Bostwick Headshot

Stephen Bostwick

Agent Training and Development

I worked in the financial services industry for 10 years.  Shortly after completing my MBA in 2019, I joined the Ross Insurance Brokers team to provide direct assistance to agents and their agencies.  My role is to utilize my experience in business, my bachelor’s in Marketing, and my MBA to help grow and support our agents.

To schedule an appointment with Stephen, click here.

Isaac Farias

Health & Life Insurance Advisor
Oregon, Washington, Idaho & Alaska

One of the things I love most about my day is hearing the financial story of each person then building something for the future. My ministry experience has taught me to listen first then set people up for a win through a flexible solution. To me, helping people means being in your corner. I love writing worship and folk music, biking and exploring which extends from my time in Australia and Mexican food (especially green chili from Colorado) is my all-time favorite.

For an appointment with Isaac, click here.

Rob Fittro

Health & Life Insurance Advisor
Kansas, Missouri, Arkansas, South Dakota & Nebraska

Over the years, I have learned the value of insurance through Dave Ramsey to protect families, care for loved ones, and build up future generations. I currently practice these principles on a daily basis and they’ve become more real and detailed to me since I started my own family. It is important to me to give what I can to others, be a rock in my marriage and do things right the first time. I love fishing, playing the guitar and I’ll never get tired of learning.

For an appointment with Rob, click here.

Jon Lemont

Health and Life Advisor for Arizona, California, Illinois, and Nevada

In my experience serving clients, I have learned that listening carefully to a person’s needs should always be my number one priority. This helps me to truly understand where they are coming from, and provide the best solution for their specific situation. In my spare time, I enjoy spending time with my wife and three boys. We enjoy being outdoors camping, hiking, fishing, biking, and all types of sports.

For an appointment with Jon, click here.

Jessica Smith

Customer Service Representative
for Home and Auto Department 

I am a Mother, Daughter, Sister and Friend. I believe that LOVE is the answer to everything. I enjoy cooking, swimming and listening to music/audiobooks. I have 2 lovable dogs and 4 crazy cats. I am a true Southern Girl but recently moved West for a change of pace. Helping others is my truest passion. Being a part of the Customer Service Industry for the past 20 years has driven me to learn how to talk to people in a manner in which they feel important, accepted and heard. I love being able to educate others. So when I was introduced to the Insurance Industry 7 years ago, I knew I found my calling. It is so rewarding to have people trust me enough to take care of their most important aspects of life. I look forward to making new, solid relationships and continuing the ones I already have.

Tucker Office Service Dog


Office Service Dog

Our Story

I was born and raised in New Zealand. I completed Bible college at the age of 24 and was hoping to pastor a church. I was newly married and needed to a find job that would provide for my family. In 1998, I saw a job for Life Insurance sales and thought I would give it a try. I found that I really enjoyed getting to know each family and having the ability to design an insurance plan that would meet their specific needs and budget. This began my passion for helping families and individuals through the insurance industry, as well as living an example of faith in the business world. 

My family and I decided to relocate to Portland, Oregon in 2002, where I began working for New York Life. During that time, I took Dave Ramsey’s Financial Peace University through my church. This class totally changed my way of thinking towards insurance and inspired me to work independently. In 2003, I quit New York Life and began the adventure of Ross Insurance Brokers out of my garage. By 2007, Ross Insurance Brokers was officially incorporated! I then focused on building a team that allowed the company to expand into other lines of insurance. I have found that each team member has their own strength which provides a better client experience. Teamwork is a very important value of who we are today!

I loved what I had learned through Dave Ramsey’s programs and decided that I wanted to partner with his company, Ramsey Solutions. I became a Dave Ramsey Health Endorsed Local Provider for Oregon in 2011 and quickly expanded to Washington, Alaska, and Hawiaii. My heart was to make sure everyone would get the best value and price for their polices. I approached each policy as if I were purchasing them myself and applied the common sense knowledge that Dave Ramsey talks about. 

Business for Ross Insurance Brokers, Inc. continued to grow and a second office started up in Denver, Colorado in 2015. Since then, I have moved my family and Ross Insurance Brokers, Inc. to Colorado. We are a Dave Ramsey Health ELP in 18 states. We now have a full team dedicated to making sure that every client is provided with education and genuine care for their specific journey. My goal as the CEO and President of Ross Insurance Brokers, Inc., is to show that we value people before profit, will be innovative in our solutions to meet each individual’s needs, and will strive for excellence in all that we do. 

We look forward to beginning a journey with you!

– Stephen Ross

Core Values

  • Fun – Celebrating Life Together
  • Innovative – We’re not just active, we’re proactive
  • Value – People before profit
  • Excellence – Be the Rhino, not the cow
  • Synergy – WE know more than I do

A Trusted Dave Ramsey Endorsed Local Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

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A Trusted Dave Ramsey Endorsed Local Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

Learn More

What Our Clients Say

Called about health insurance options for the self-employed and found a great deal. The process was so quick and easy and Rob was super helpful.

E. Harris

They have covered all our insurance needs for home, life, long term care and vehicles quickly, with great communication and just the right products

Sheri Louthan

I needed medical insurance and discovered that Obamacare was unaffordable. I tried Dave Ramsey’s ELP program, and was contacted by Ross Insurance Brokers. I was able to reduce my medical, home, and auto insurance costs, and I was treated professionally in the process.

Tabea Goossen