A full-service agency helping you find the right coverage at the right price for every policy you need. Our experienced team does the hard work of comparing coverages so you don’t have to. We’re looking forward to serving you!

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Stephen Ross

CEO of Ross Insurance Brokers, Inc

I’m originally from New Zealand, where I began my insurance career over 20 years ago. Almost 10 years ago, I became a Dave Ramsey ELP because I could combine my desire to help people through their financial journey using the various insurances that Dave Ramsey recommends. My wife and I have 2 adult children and we are actively involved in our church. I especially love mentoring men through small groups, helping people with their small business, BBQ and biking outdoors.

Grace Ross

Grace Ross

Life and Health Insurance Advisor

I believe that the key to success is through kindness. Understanding what people need, hearing their situation, and finding a solution is what fills my heart! My goal is not only to build relationships with each client but to also help them get lasting results to help them feel successful over their own lives! I am a young professional seeking to build God’s kingdom through my kind acts towards others, and enjoy spending my free time with my service dog, reading books, or exploring the state of Colorado!

For an appointment with Grace, click here.

Dyan Karla Bacayana

Dyan Karla Bacayana

Operational Assistant, Data Analysis Specialist

I’ve learned through my experiences and I believe that it shows so much value in who you are today and will become in the future. I love watching true-to-life movies and documentaries about survival because it gives inspiration, realization, and learning.

Margarita Simeros

Customer Service Representative

I’ve been part of the growing Customer service industry since 2015 for Auto and Home Insurance. Resolving customer concerns, while understanding the root of the issue or need, is the basis for building trust. I look forward to assisting you, not only because you’re a customer, but because you’re part of our growing family! I believe in INSURANCE TO VALUE, making every penny count!

For an appointment with Margarita, click here.

Shawn Sato

Client Services

I’ve been in the Customer Service industry for 2 years, and I can say that helping clients with their needs and providing exceptional service is something that makes me happy, fulfills me. I believe that one of the best ways to provide excellent customer service is to give genuine care about the people you serve. Cooking and watching movies are one of the things I love to do, but what I love the most is spending quality time with my family.

Josh Ross Headshot

Josh Ross

Agent Training and Development

I’m extremely passionate about personal finance and helping others achieve their individual financial goals. With this passion in mind, I completed my MBA in 2020 at George Fox University. Shortly after, I received a job offer from one of the largest asset management firms in the country; Fisher Investments. An unwavering commitment to our clients at Fisher Investments has been vital for my new role at Ross Brokers. I am extremely excited to be partnering with our agents all over the United States, in ensuring that our clients receive the best coverage possible. I believe that by leveraging and utilizing insurance products in the correct way sets up individuals to succeed.

Rob Fittro

Health & Life Insurance Advisor
Kansas, Missouri, Arkansas, South Dakota & Nebraska

Over the years, I have learned the value of insurance through Dave Ramsey to protect families, care for loved ones, and build up future generations. I currently practice these principles on a daily basis and they’ve become more real and detailed to me since I started my own family. It is important to me to give what I can to others, be a rock in my marriage and do things right the first time. I love fishing, playing the guitar and I’ll never get tired of learning.

For an appointment with Rob, click here.

Jon Lemont

Home and Auto/Life and Health Advisor 

In my experience serving clients, I have learned that listening carefully to a person’s needs should always be my number one priority. This helps me to truly understand where they are coming from, and provide the best solution for their specific situation. In my spare time, I enjoy spending time with my wife and three boys. We enjoy being outdoors camping, hiking, fishing, biking, and all types of sports.

For an appointment with Jon, click here.

Kylie Smith

Home, Auto & Life Advisor

In my ten years of customer service and almost six years in Insurance, I have learned that client relationships are built through trust. I strive on not only providing outstanding service to clients but also building long lasting relationships. I was born and raised in Southern California and come from a large family filled with love I recently relocated to the beautiful state of Colorado to begin a new chapter in my life and absolutely love exploring the outdoors with my Boyfriend and our fur baby Izzy! I look forward to providing my professional knowledge in Insurance and building a trusting relationship with you and your family!

Tucker Office Service Dog


Office Service Dog

Our Story

I was born and raised in New Zealand. I completed Bible college at the age of 24 and was hoping to pastor a church. I was newly married and needed to a find job that would provide for my family. In 1998, I saw a job for Life Insurance sales and thought I would give it a try. I found that I really enjoyed getting to know each family and having the ability to design an insurance plan that would meet their specific needs and budget. This began my passion for helping families and individuals through the insurance industry, as well as living an example of faith in the business world. 

My family and I decided to relocate to Portland, Oregon in 2002, where I began working for New York Life. During that time, I took Dave Ramsey’s Financial Peace University through my church. This class totally changed my way of thinking towards insurance and inspired me to work independently. In 2003, I quit New York Life and began the adventure of Ross Insurance Brokers out of my garage. By 2007, Ross Insurance Brokers was officially incorporated! I then focused on building a team that allowed the company to expand into other lines of insurance. I have found that each team member has their own strength which provides a better client experience. Teamwork is a very important value of who we are today!

I loved what I had learned through Dave Ramsey’s programs and decided that I wanted to partner with his company, Ramsey Solutions. I became a Dave Ramsey Health Endorsed Local Provider for Oregon in 2011 and quickly expanded to Washington, Alaska, and Hawiaii. My heart was to make sure everyone would get the best value and price for their polices. I approached each policy as if I were purchasing them myself and applied the common sense knowledge that Dave Ramsey talks about. 

Business for Ross Insurance Brokers, Inc. continued to grow and a second office started up in Denver, Colorado in 2015. Since then, I have moved my family and Ross Insurance Brokers, Inc. to Colorado. We are a Dave Ramsey Health ELP in 18 states. We now have a full team dedicated to making sure that every client is provided with education and genuine care for their specific journey. My goal as the CEO and President of Ross Insurance Brokers, Inc., is to show that we value people before profit, will be innovative in our solutions to meet each individual’s needs, and will strive for excellence in all that we do. 

We look forward to beginning a journey with you!

– Stephen Ross

Core Values

  • Fun – Celebrating Life Together
  • Innovative – We’re not just active, we’re proactive
  • Value – People before profit
  • Excellence – Be the Rhino, not the cow
  • Synergy – WE know more than I do

A Trusted Dave Ramsey Endorsed Local Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

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A Trusted Dave Ramsey Endorsed Local Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

Learn More

What Our Clients Say

Called about health insurance options for the self-employed and found a great deal. The process was so quick and easy and Rob was super helpful.

E. Harris

They have covered all our insurance needs for home, life, long term care and vehicles quickly, with great communication and just the right products

Sheri Louthan

I needed medical insurance and discovered that Obamacare was unaffordable. I tried Dave Ramsey’s ELP program, and was contacted by Ross Insurance Brokers. I was able to reduce my medical, home, and auto insurance costs, and I was treated professionally in the process.

Tabea Goossen