and share the costs with others

Health Sharing

Health Sharing Ministries are organizations in which health care costs are shared amongst members who have common ethical or religious beliefs. Health Sharing is NOT insurance as it does not guarantee coverage and limits what is covered. Health Sharing is a great fit for healthy people and provides national coverage. Health Sharing programs are not created equal and each program functions differently, ranging from reimbursement based programs to plans similar to traditional insurance with membership cards and provider networks. Pricing is not based on income.

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Medi-Share – Highest Recommended

Established in 1993 under Christian Care Ministry, Medi-Share is an affordable alternative to health insurance. As a Christian community that believes in a Biblical lifestyle, Medi-Share members agree to share each other’s Eligible Medical Bills according to Member-Voted Guidelines.

Benefits of Medi-Share:

  • ACA exempt – can enroll any time of the year
  • Membership Card – not a reimbursement based plan
  • National Provider Network – PHCS
  • Dental/Vision/Prescription Discount Services
  • Telehealth Access 24/7 for free
  • One annual physical and two (2) screening labs (HbA1c & Lipid Panel) per member
  • Telemental Health
  • Great plan for Children only
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A Trusted Dave Ramsey Endorsed Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

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A Trusted Dave Ramsey Endorsed Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

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What Our Clients Say

The team as Ross Brokers goes above and beyond when it comes to customer service. They listen and they provide the best options for their customers for different kinds of insurance policies.

Arthur Gilbreath III

I can’t say enough great things about the folks at Ross Brokers, especially Kaylie! She was so easy to work with through the process of evaluating which insurance provider worked best for my family. Kaylie was patient, supportive, and always willing to answer any questions that came up. She found me and my family a new insurance provider saving us over $400! The best part was that Kaylie and Ross Brokers did all the research and paperwork without me having to take extra time to do it myself. I highly recommend using Ross Brokers for any insurance needs; they are an invaluable part of keeping my family safe year after year.

Elyce Ladany

We have been working with Grace Ross (at Ross Insurance Brokers) to advice us on our health care plans over the years and have been fortunate to have such a friendly, knowledgable and professional agent to navigate us through the process and make informed decisions. I highly recommend Grace and Ross Insurance Brokers to help with this process.

Chad Crowe